With good commercial insurance and the manufacturer savings card, tirzepatide through Fridays can run as low as $25/month. Without that combination, expect $240-$359/month for compounded tirzepatide, or considerably more on a high-deductible plan.
Luma Health's compounded tirzepatide is $297/month, flat, if you'd rather skip the insurance process altogether.
Fridays' insurance model for tirzepatide has an important quirk worth understanding upfront: to use insurance for brand-name Zepbound or Mounjaro, you generally have to start on and pay for compounded tirzepatide first, while Fridays' team works your prior authorization in parallel. Here's how the real cost breaks down at each stage.
How Fridays' Insurance Process Actually Works
Fridays accepts insurance specifically for brand-name medication (Ozempic, Zepbound, Mounjaro), with a dedicated team submitting prior authorization requests and appeals on your behalf. Virtual visits themselves aren't covered by insurance, though FSA/HSA funds can be used. All patients start on compounded tirzepatide while the brand-name prior authorization is being processed, rather than waiting to begin treatment.
What You'll Actually Pay, by Scenario
If you have commercial insurance and qualify for Eli Lilly's manufacturer savings card, brand-name tirzepatide (Mounjaro or Zepbound) can cost as little as $25/month for up to 12 fills per year — the best-case scenario, though it requires both insurance approval and card eligibility. On a standard commercial plan with the drug on a preferred tier, a flat copay of roughly $30-$75/month is common. On a high-deductible health plan, expect $100-$300+/month until your deductible is met, then $30-$100/month afterward. Government insurance (Medicare, Medicaid) is excluded from the manufacturer savings card by federal law.
The Compounded Tirzepatide Cost While You Wait
While prior authorization is pending, or if it's ultimately denied, Fridays' compounded tirzepatide runs $359/month month-to-month, dropping to roughly $298/month on a 3-month plan, $275/month on a 6-month plan, or $240/month on a 12-month prepaid plan. There's no separate membership fee on top of this price — coaching, lab coordination, and provider visits are included.
If your insurance ultimately approves brand-name tirzepatide, you'll have paid compounded pricing for however many weeks or months the PA process took, then transitioned to your covered copay. If your PA is denied, you're on the compounded price long-term unless you appeal successfully or switch approaches. Either way, it's worth budgeting for the compounded price as your realistic near-term cost, not the best-case $25/month figure.
A Flat-Rate Alternative Without the Insurance Wait
If you'd rather not navigate prior authorization timing at all, Luma Health's compounded tirzepatide is $297/month, flat, from day one — no waiting period on compounded pricing while a PA processes, and no dose-tiered pricing increases as you titrate up.
Which Path Fits You
- Have commercial insurance likely to cover brand-name tirzepatide
- Are comfortable paying compounded pricing during the PA wait
- Want dedicated insurance-navigation support
- Don't have insurance coverage for weight-loss GLP-1s
- Want one predictable price from day one
- Don't want to plan around a PA timeline
One price,
from day one
Compounded tirzepatide at $297/month, flat — no insurance wait, no dose-tiered pricing.
Get Started → Or start your free health assessmentFrequently Asked Questions
Not immediately for brand-name medication — you generally start on compounded tirzepatide while Fridays' team processes your prior authorization request in parallel.
As low as $25/month if you have commercial insurance covering the medication and qualify for the manufacturer savings card — this excludes Medicare and Medicaid beneficiaries by federal law.
$359/month month-to-month, dropping to as low as $240/month with a 12-month prepaid plan, with no separate membership fee on top.
No. Insurance can apply to brand-name medication cost, but virtual visits aren't billed to insurance, though FSA/HSA funds can be used and itemized receipts are available for self-submitted reimbursement.
You'd continue on compounded pricing unless you pursue an appeal (which most plans allow within 180 days) or explore other coverage options.
Yes. Compounded tirzepatide through a flat-rate provider like Luma Health ($297/month) is priced the same from day one, without an insurance-approval waiting period.
References
- Jastreboff AM, et al. Tirzepatide Once Weekly for the Treatment of Obesity (SURMOUNT-1). N Engl J Med. 2022;387(3):205-216. PubMed 35658024
- GoodRx. How Much Does Zepbound (Tirzepatide) Cost Without Insurance? GoodRx.com. 2026. GoodRx.com
- American Medical Association. Prior authorization resources. AMA-assn.org. AMA-assn.org
- Mercer. National Survey of Employer-Sponsored Health Plans, 2025: GLP-1 coverage findings. Mercer.com. 2025. Mercer.com